The working and corporate life is hectic and very busy. In trying to make ends meet, you often overspend or lose focus in your spending which can be very detrimental to your financial health. So to keep your finances in check, we find out the top 4 categories of mobile apps which can help you strike a balance.
– Most banks have already produced their own mobile apps which can run on both Android and Apple. Whichever account you are using, ensure that you have that app in your phone so that you can directly check your expenses whenever needed.
Eg: CIMB Clicks/M2U
– These apps are specially designed to help you manage your income tax so that you are aware of what you can save and what you can’t in the assessment year. This helps you to pay lesser in income tax when the time comes. The Tax Saver app in particular is very useful because you are constantly in the know of what helps to reduce your income tax.
Eg: My Tax/ Tax Saver
– These apps are extremely useful if you are investing in the share market which let you analyse the market and specific stocks. There are a lot of other stock broking apps that you can use which taps into the movement of your shares so that you are fully aware of how your stocks are performing and if it is the right time to buy or sell.
Eg: KLSE Screener/ iBursa
– These apps help you to track your expenses and income all the time. It comes with a currency converter which is useful especially if you are traveling which can be very handy. What you need to do is to ensure that you have input the correct information and keep it updated and you will be on your way to a healthy personal balance sheet.
Eg: Toshl Finance/ Expense IQ